BANK PAPER AND MATERIAL

Punjab National Bank Specialist Officers Recruitment 2011

Saturday, April 30, 2011

Punjab National Bank PNB Clerk Exam 2010 Paper

Marketing and Computer Knowledge
(Exam Held on: 4-4-2010)

1. Four of the following five are alike in a certain way and so form a group.
Which is the one that does not belong to the group ?
1. Marketing function includes—
(A) Designing new products
(B) Advertisements
(C) Publicity
(D) After sales service
(E) All of these
Ans : (E)
2. Lead generation can be resorted to
by browsing—
(A) Telephone directories
(B) Yellow pages
(C) Internet sites
(D) List of existing customers
(E) All of these
Ans : (E)
3. Effective selling skills depend on—
(A) Effective lead generation
(B) Sales Call Planning
(C) Territory Allocation
(D) Effective communication skills
(E) All of these
Ans : (E)
4. Market Information means—
(A) Knowledge level of marketing staff
(B) Information about marketing staff
(C) Information regarding Share market
(D) Knowledge of related markets
(E) All of these
Ans : (D)
5. Marketing channels mean—
(A) Delivery period
(B) Delivery time
(C) Delivery outlets
(D) Delivery place
(E) All of these
Ans : (E)
6. ‘Buyer Resistance’ means—
(A) Buyer’s interest in the product being sold
(B) Buyer fighting with the seller
(C) Buyer’s hesitation in buying the product
(D) Buyer becoming a seller
(E) Buyer buying the product
Ans : (C)
7. Marketing is the function of—
(A) Sales persons
(B) Production Department
(C) Planning Department
(D) Team leaders
(E) A collective function of all staff
Ans : (E)
8. A DSA means—
(A) Direct Service Agency
(B) Direct Selling Agent
(C) Double Selling Agent
(D) Distribution Agency
(E) None of these
Ans : (B)
9. Service Marketing is resorted to in—
(A) All manufacturing companies
(B) All production houses
(C) Export units
(D) Insurance companies and banks
(E) All of these
Ans : (D)
10. Marketing is—
(A) A skilled person’s job
(B) A one day function
(C) A one time act
(D) Required only when a new product is launched
(E) None of these
Ans : (A)
11. Market share refers to—
(A) Share market prices
(B) Price fluctuation in the market
(C) Share issue floated by the company
(D) Share of wallet
(E) Share of business of the company
as compared to peers
Ans : (E)
12. Service Marketing is the same as—
(A) Internet marketing
(B) Telemarketing
(C) Internal Marketing
(D) Relationship Marketing
(E) All of these
Ans : (D)
13. Current Accounts can be freely opened by ………… Find the incorrect answer.
(A) All NRIs
(B) All businessmen
(C) Government departments
(D) Firms and Companies
(E) HUFs
Ans : (E)
14. Buyer Resistance can be overcome by—
(A) Cordial relation between buyer and
seller
(B) Good negotiation
(C) Persuasive communication
(D) Good after sales service
(E) All of these
Ans : (A)
15. Cross-selling is useful for canvassing—
(A) Current Accounts
(B) Fixed Deposit Accounts
(C) Student loans
(D) Car loans
(E) All of these
Ans : (E)
16. Market segmentation helps to
determine—
(A) Target groups
(B) Sale price
(C) Profit levels
(D) Product life cycle
(E) All of these
Ans : (A)
17. The target group for Car loans is—
(A) Auto manufacturing companies
(B) Car dealers
(C) Taxi drivers
(D) Car purchasers
(E) All of these
Ans : (E)
18. The best promotional tool in any marketing is—
(A) e-promotion
(B) Public Relations
(C) Viral marketing
(D) Word of mouth publicity
(E) Advertisements
Ans : (E)
19. Customisation results in—
(A) Customer exodus
(B) Customer retention
(C) Customer complaints
(D) All of these
(E) None of these
Ans : (B)
20. The target group for Education Loans is—
(A) All parents
(B) All Professors
(C) All Research Scholars
(D) All Tutorial Colleges
(E) All College Students
Ans : (E)
21. Find the correct sentence.
(A) Higher the price, higher are the sales
(B) More sales persons lead to more sales
(C) Mission statement is part of a Market Plan
(D) Better sales incentives means better performance
(E) All customers are profitable customers
Ans : (C)
22. Good marketing strategy envisages good and proper—
(A) Product development
(B) Promotion and Distribution
(C) Pricing
(D) Relationship management
(E) All of these
Ans : (E)
23. Savings Accounts can be opened by—
(A) All individuals fulfilling KYC norms
(B) All individuals earning more than Rs. 1,00,000 per annum
(C) All individuals above the age of 18
(D) All salaried persons only
(E) All students below the age of 18
Ans : (C)
24. Situation Analysis is useful for—
(A) SWOT Analysis
(B) Analysis of Sales person’s performances
(C) Analysis of capital markets
(D) All of these
(E) None of these
Ans : (A)
25. Information that comes from an external source and fed into computer software is called—
(A) Input
(B) Output
(C) Throughput
(D) Reports
(E) None of these
Ans : (A)
26. With a CD you can—
(A) Read
(B) Write
(C) Neither Read nor Write
(D) Both Read and Write
(E) None of these
Ans : (D)
27. Errors in a computer program are referred to as—
(A) bugs
(B) mistakes
(C) item overlooked
(D) blunders
(E) None of these
Ans : (A)
28. Which of the following are computers that can be carried around easily ?
(A) Laptops
(B) Supercomputers
(C) PCs
(D) Minicomputers
(E) None of these
Ans : (A)
29. What menu is selected to change font and style ?
(A) Tools
(B) File
(C) Format
(D) Edit
(E) None of these
Ans : (C)
30. Where is the disk put in a computer?
(A) In the hard drive
(B) In the disk drive
(C) Into the CPU
(D) In the modem
(E) None of these
Ans : (B)
31. A computer’s hard disk is—
(A) an arithmetic and logical unit
(B) computer software
(C) operating system
(D) computer hardware
(E) None of these
Ans : (D)
32. A compiler is used to translate a program written in—
(A) a low level language
(B) a high level language
(C) assembly language
(D) machine language
(E) None of these
Ans : (B)
33. In programming, you use the following keys—
(A) Arrow keys
(B) Function keys
(C) Alpha keys
(D) page up and Page Down keys
(E) None of these
Ans : (A)
34. Which keys enable the input of numbers quickly ?
(A) Function keys
(B) The numeric keypad
(C) Ctrl, shift and alt
(D) Arrow keys
(E) None of these
Ans : (B)
35. Files are organized by storing them in—
(A) tables
(B) databases
(C) folders
(D) graphs
(E) None of these
Ans : (C)
36. The secret code that restricts entry to some programs—
(A) entry-code
(B) passport
(C) password
(D) access-code
(E) None of these
Ans : (C)
37. Advertisements are not required in—
(A) Public Sector banks
(B) Private Sector banks
(C) Government concerns
(D) Profit making companies
(E) None of these
Ans : (C)
38. The most common method of entering text and numerical data into a computer system is through the use of a—
(A) plotter
(B) scanner
(C) printer
(D) keyboard
(E) None of these
Ans : (D)
39. Computer programs are also known as—
(A) operating systems
(B) documents
(C) peripherals
(D) applications
(E) None of these
Ans : (D)
40. A collection of unprocessed items is ………
(A) information
(B) data
(C) memory
(D) reports
(E) None of these
Ans : (B)
41. ……… is when the more powerhungry components, such as the monitor and the hard drive, are put in
idle.
(A) Hibernation
(B) Power down
(C) Standby mode
(D) The shutdown procedure
(E) None of these
Ans : (C)
42. ……… is the process of dividing the disk into tracks and sectors.
(A) Tracking
(B) Formatting
(C) Crashing
(D) Allotting
(E) None of these
Ans : (B)
43. A saved document is referred to as a ………
(A) file
(B) word
(C) folder
(D) project
(E) None of these
Ans : (A)
44. Which of the following is the largest unit of storage ?
(A) GB
(B) KB
(C) MB
(D) TB
(E) None of these
Ans : (D)
45. The operating system is the most common type of ……… software.
(A) communication
(B) application
(C) system
(D) word-processing
(E) None of these
Ans : (B)
46. A ……… is approximately one billion bytes.
(A) kilobyte
(B) bit
(C) gigabyte
(D) megabyte
(E) None of these
Ans : (C)
47. A scanner scans—
(A) Pictures
(B) Text
(C) Both Pictures and Text
(D) Neither Pictures nor Text
(E) None of these
Ans : (C)
48. Dumb terminals have terminals and—
(A) Mouse
(B) Speakers
(C) Keyboard
(D) Mouse or Speakers
(E) None of these
Ans : (C)
49. The portion of the CPU that coordinates the activities of all the other computer components is the—
(A) motherboard
(B) coordination board
(C) control unit
(D) arithmetic logic unit
(E) None of these
Ans : (C)
50. A repair for a known software bug, usually available at no charge on the Internet, is called a(n)—
(A) version
(B) patch
(C) tutorial
(D) FAQ
(E) None of these
Ans : (B)

Friday, April 29, 2011

Punjab National Bank Agriculture Officers 2009 Solved Paper

Professional Knowledge (Agriculture)

1. This ‘Biofertilizer’ is a nitrogen fixing micro-organism, beneficial for non-leguminous as well as for vegetable crops—
(A) Rhizobium (RHZ)
(B) Azotobacter (AZT)
(C) Azospirillum (AZS)
(D) Blue Green Algae (BGA)
(E) Phosphate Solubilising (PSB) mobilizing bacteria
2. What percentage of total area under Banana cultivation in India presently, is cultivated by using Tissue-cultured (GMO) plantlets ?
(A) 10 per cent
(B) 15 per cent
(C) 20 per cent
(D) 25 per cent
(E) 30 per cent
3. As per the recent ‘Micro-credit Summit (2007)’, what percentage of total Micro Finance Institutions (MFls) in India serves less than, 10,000 clients (number of clients per MFI) ?
(A) 70 per cent
(B) 75 per cent
(C) 80 per cent
(D) 85 per cent
(E) 90 per cent
4. Fisheries Sector in India contributes what percentage of Agricultural—‘Gross Domestic Product’ (GDP), as on March 2007 ?
(A) 2·5 per cent
(B) 3·5 per cent
(C) 4·5 per cent
(D) 5·5 per cent
(E) 6·5 per cent
5. This agricultural product/horticultural crop requires 2 degree Celsius temperature and 90 per cent humidity for storing in the cold storage—
(A) Mango pulp
(B) Roses
(C) Mushroom
(D) Milk Products
(E) Fish Products
6. The plan outlay for Irrigation Sector to total plan outlay in India was highest (12·5 per cent) in this Five Year Plan (FYP)—
(A) VIth Five Year Plan
(B) VIIth Five Year Plan
(C) VIIIth Five Year Plan
(D) IXth Five Year Plan
(E) Xth Five Year Plan
7. The recommended ratio of use of NPK, the chemical fertilizer by farmers in India is—
(A) 2:2:2
(B) 3:2:1
(C) 4:2:1
(D) 5:2:1
(E) 6:2:1
8. This state is a leader in production and export of the Gherkins (Hybrid Cucumber) under the Contract Farming—
(A) Tamil Nadu
(B) Andhra Pradesh
(C) Karnataka
(D) Kerala
(E) Maharashtra
9. What should be the optimum spacing (in meters) for planting ‘Pusa Nanha’ variety of Papaya under the High Density Planting ?
(A) 1·25 m × 1·25 m
(B) 1·50 m × 1·50 m
(C) 1·75 m × 1·75 m
(D) 2·00 m × 2·00 m
(E) 2·50 m × 2·50 m
10. Dramatic increase in food prices world over had severe consequences for third world countries (FAO, 2008). How many countries in the world are now facing food crisis, because of this phenomenon?
(A) 35 countries
(B) 36 countries
(C) 37 countries
(D) 38 countries
(E) 39 countries
11. How many outbreaks of ‘Avian Influenza (H5N1)’ were recorded in West Bengal and Tripura during January 2008 and May 2008 ?
(A) 37
(B) 39
(C) 40
(D) 41
(E) 42
12. According to Dr. C. Rangarajan ‘Committee on Financial Inclusion (2007)’, what percentage of Rural Population in India holds Bank Account ?
(A) 18 per cent
(B) 24 per cent
(C) 31 per cent
(D) 35 per cent
(E) 40 per cent
13. Which one of the following Indian States is the largest beneficiary or gainer of the SGSY–credit extended by Banks during 2006–07 ?
(A) Tamil Nadu
(B) Bihar
(C) Orissa
(D) Uttar Pradesh
(E) None of these
14. This variety of Tomato is highyielding with good quality fruits and suitable for Jharkhand State for cultivation-
(A) Swarna Lalima
(B) Swarna Shyamali
(C) Swarna Pratibha
(D) Swarna Shree
(E) Swarna Manohar
15. How many plants/trees of Amrapali variety of mango could be profitably accommodated, when planted at 5·0 m × 5·0 m (square method) per hectare ?
(A) 1,400 plants
(B) 1,500 plants
(C) 1,600 plants
(D) 1,700 plants
(E) None of these
16. Which one of the following Brinjal hybrid varieties recently released suitable for U.P. Punjab, Bihar and Jharkhand—
(A) Kashi Sandesh
(B) Swarna Shakti
(C) Kashi Ganesh
(D) HA BH-17
(E) HA BH-3
17. ‘Sweta Seedless’ grape variety recently released by IIHRBangalore, is suitable for growing in—
(A) North India
(B) South India
(C) Western India
(D) Eastern India
(E) All over the country
18. Which one of the following rice/paddy hybrid varieties having superfine grain, aromatic, matured within 120-125 days and recently released for cultivation in Haryana, Delhi and Uttarakhand ?
(A) PA 6201
(B) Pusa RH 10
(C) KRH2
(D) RH 204
(E) Pant Sankar Dhan 3
19. Rabi Sorghum is an important crop suitable for ‘Rainfed Ecosystem’ of this State—
(A) Maharashtra
(B) Karnataka
(C) Gujarat
(D) Bihar
(E) Tamilnadu
20. This ‘Agro-Ecosystem’ is characterized by low, erratic rainfall with high coefficient of variation and frequent droughts in India—
(A) Irrigated agro-ecosystem
(B) Arid agro-ecosystem
(C) Coastal agro-ecosystem
(D) Rainfed agro-ecosystem
(E) Hill and Mountain agroecosystem
21. ‘Leaf Rust’ is a serious disease of this crop and till date, there is no effective and ecologically safe fungicide for controlling this disease—
(A) Sweet Potato
(B) Grape
(C) Rice
(D) Wheat
(E) Sorghum
22. What is botanical (Scientific) name of Safed Musli–a medicinal plant grown almost all over India ?
(A) Chlorophytum borivilianum
(B) Curculigo orchioides
(C) Piper longum
(D) Solanum surattense
(E) None of these
23. Central Institute of Post-Harvest Engineering and Technology is located at—
(A) Abohar (Punjab)
(B) Ludhiana (Punjab)
(C) Bangalore (Karnataka)
(D) Bhopal (Madhya Pradesh)
(E) Hyderabad (Andhra Pradesh)
24. Which one of the following Castor hybrids, you will suggest for getting good yields for rainfed and irrigated areas of Rajasthan State ?
(A) RHC 1 (VP-1 × TMV5-1)
(B) DCH 6 (JP 65 × JI 96)
(C) DCH 519 (M574 × DCS 78)
(D) DCH 177 (DCP 9 × DCS 9)
(E) None of these
25. Which one of the following ‘mixed cropping’ pattern you would suggest to the farmers for getting higher economic benefits ?
(A) Bhindi + Spongegourd
(B) Mango + Turmeric
(C) Mango + Colocasia
(D) Mango + Groundnut
(E) Colocasia + Turmeric
26. Which one of the following States has created ‘Organic Commodities Board’ to promote and restore value of foodcrops, which are mostly grown on marginal lands ?
(A) Kerala
(B) Karnataka
(C) Jharkhand
(D) Madhya Pradesh
(E) Uttarakhand
27. The Central Frozen Semen Production and Training Institute is one of the premier Institute of Animal Husbandry, is located at (HQ)—
(A) Hessarghatta (Karnataka)
(B) Sunabada (Orissa)
(C) Dhamrod (Gujarat)
(D) Suratgarh (Rajasthan)
(E) Andeshnagar (Uttarakhand)
28. What percentage of total cultivable area in India is under ‘Horticultural Crops’ ?
(A) 10 per cent
(B) 11 per cent
(C) 12 per cent
(D) 13 per cent
(E) 14 per cent
29. ‘National Agricultural Insurance Scheme’ (NAIS) was in operation in India since—
(A) Rabi season 1999–2000
(B) Kharif season 1998–1999
(C) Rabi season 2000–2001
(D) Kharif season 2000–2001
(E) None of these
30. ‘Pusa Arunima’ is an improved hybrid variety of this crop relased by IARI, New Delhi—
(A) Mango
(B) Guava
(C) Grape
(D) Citrus
(E) Pomegranate
31. As on 2007, how many Indian States/Union Territories (UTs) have partially modified their respective Acts under the ‘Agricultural Marketing Reforms’ ?
(A) 12 States/UTs
(B) 13 States/UTs
(C) 14 States/UTs
(D) 15 States/UTs
(E) 16 States/UTs
32. What is the total ‘Export Earnings’ (Rs. crore) in 2004-05 from livestock, poultry and related products in India ?
(A) Rs. 2200 crore
(B) Rs. 2250 crore
(C) Rs. 2300 crore
(D) Rs. 2350 crore
(E) Rs. 5150 crore
33. Which one of the following States is leading one (Ranked first) in production of ‘Cut Flowers’ in India ?
(A) Maharashtra
(B) Karnataka
(C) Andhra Pradesh
(D) Uttar Pradesh
(E) West Bengal
34. To accommodate 277 plants of ‘Acid Lime’ in one hectare area, what should be the spacing between two plants ?
(A) 5·5 m × 5·5 m
(B) 6·0 m × 6·0 m
(C) 6·5 m × 6·5 m
(D) 7·0 m × 7·0 m
(E) None of these
35. Which one of the following ‘Maize Hybrids’, you will suggest to the farmers of Punjab State for growing in ‘Rabi season’ for Higher Yields ?
(A) Vivek Hybrid
(B) Vivek Hybrid 15
(C) Hybrid Sheetal
(D) Deccan 115
(E) Pratap Hybrid Makka 1
36. According to ‘National Sample Survey Organisation’ (NSSO 2006), which one of the following Information Sources is most availed by the Indian farmers in getting farm information ?
(A) Radio/TV
(B) Fram Input Dealers
(C) Progressive Farmers
(D) Krishi Vigyan Kendras
(E) Agricultural University Specialist
37. More than 40 per cent of the 197 Private Sugar Mills in India are located in this State—
(A) Uttar Pradesh
(B) Tamilnadu
(C) Chhattisgarh
(D) Andhra Pradesh
(E) Karnataka
38. What is the subsidy component to the total loan amount/total investment available to SC, ST, woman and other disadvantaged sections candidates under the scheme of ‘Establishing Agriclinic and Agribusiness Centres’ by the Agri/Vet/Horticultural graduates ?
(A) 25 per cent
(B) 33·33 per cent
(C) 50 per cent
(D) 60 per cent
(E) 80 per cent
39. In which one of the following years, the NABARD was established in India as an Apex Financial Institution for Rural and Agricultural Development ?
(A) 1980
(B) 1981
(C) 1982
(D) 1983
(E) 1984
40. As per the RBI’s directives, Banks should not insist upon the margin/collateral security for the loans to borrowers upto the limits of—
(A) Rs. 50,000
(B) Rs. 75,000
(C) Rs. 1,00,000
(D) Rs. 1,25,000
(E) Rs. 1,50,000

Answers:

1. (B) 2. (B) 3. (E) 4. (B) 5. (D) 6. (B) 7. (C) 8. (B) 9. (A) 10. (E) 11. (B) 12. (A) 13. (E) 14. (A) 15. (E) 16. (D) 17. (B) 18. (B) 19. (A) 20. (B) 21. (D) 22. (A) 23. (B) 24. (D) 25. (A) 26. (E) 27. (A) 28. (A) 29. (A) 30. (A) 31. (C) 32. (E) 33. (B) 34. (B) 35. (B) 36. (A) 37. (A) 38. (A) 39. (C) 40. (B)